Overview
What is Company Charge Filing?
A charge records a lender’s security interest over company property or assets. Creation, modification and satisfaction events are filed with the Registrar using lender-confirmed particulars.
Why it matters
Key advantages
- Public record of secured borrowing
- Supports lender and due-diligence requirements
- Clear evidence of security status
Preparation
Typical documents and information
The final checklist is confirmed after an eligibility review. Commonly requested items include:
- Loan and security documents
- Asset and charge description
- Lender details and instrument date
- Board approvals
- Digital signatures of company and charge holder where required
Process
How the service works
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01
Review the security instrument and event date
We confirm the information, dependencies and evidence needed for this stage before moving ahead.
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02
Prepare exact charge and asset particulars
We confirm the information, dependencies and evidence needed for this stage before moving ahead.
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03
Coordinate confirmation with the lender
We confirm the information, dependencies and evidence needed for this stage before moving ahead.
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04
File within the applicable period
We confirm the information, dependencies and evidence needed for this stage before moving ahead.
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05
Verify the register and preserve the certificate
We confirm the information, dependencies and evidence needed for this stage before moving ahead.
After completion
Ongoing responsibilities
Track modification and satisfaction events, keep the company’s register of charges current and reconcile MCA data with lender records.
Common questions
Frequently asked questions
Is company charge filing the right option for me?
It depends on your entity, activity, location and objective. We first review those facts and flag other registrations or approvals that may be a better fit.
Are government fees included?
Government, stamp, certification and third-party charges vary by application. Any professional quote should identify these separately before work begins.
How long will the process take?
Timing depends on document readiness, portal availability, department review and whether queries or inspections arise. We provide a practical estimate after reviewing the case, but authority approval dates cannot be guaranteed.
What happens after submission?
We track available status updates, coordinate replies to routine queries within scope and share the acknowledgement or approval. Material objections, hearings or specialist opinions may require a separate scope.